Terms of use & Disclaimers

Terms of Use

Thank you for visiting the website of the Singapore Reinsurers’ Association (SRA) (hereinafter referred to as "this Website").

By accessing and using any part of this Website, you are deemed to have accepted and agreed to be bound by these Terms of Use. TheseTerms of Use apply to all visits to this Website, both now and in the future. If you do not agree to these Terms of Use, please do not access or use this Website. 



The SRA reserves the right at its sole discretion, without giving prior notice, to make any changes to these Terms of Use as and when it deems fit or appropriate to do so.  All changes will be posted on this page, and your use of this Website after such changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. You should therefore read this page carefully each time you visit this Website.


Proprietary Rights

The SRA owns the copyright of this Website and its contents.  Except as otherwise provided, no part of the contents of this Website may be reproduced, republished, uploaded, posted, framed, modified, sold, transmitted or otherwise distributed in any way, without the prior written permission of the SRA. 

However, you may download or print one copy of any information provided in this Website onto a single computer for your own personal non-commercial use provided that you keep intact all accompanying copyright and other proprietary notices. 

Modification of any of the contents or use of the contents for any other purpose will be a violation of the SRA's intellectual property rights.  Graphics and images on this Website are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective copyright owners.


Disclaimer of Warranties and Liability

The contents of this Website are provided on an "as-is" basis without warranties of any kind. To the fullest extent permitted by law, the SRA does not warrant and hereby disclaims any warranty: 

  • as to the accuracy, correctness, reliability, currentness, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the contents of this Website;  
  • that the contents available through this Website or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Website and the server is and will be free of all viruses and/or other harmful elements. 

The SRA shall also not be liable for any damage or loss of any kind, howsoever caused as a (direct or indirect) result of the use of this Website, including but not limited to any damage or loss suffered as a result of reliance on the contents contained in or available from this Website. 

The contents on this Website do not constitute financial or other professional advice. If financial or other professional advice is required, the services of a competent professional should be sought.


Right of Access

The SRA reserves the right to update or modify this Website from time to time. The SRA further reserves all rights to deny or restrict access to this Website to any particular person, or to block access from a particular internet address to this Website, at any time, without ascribing any reasons whatsoever.


Links to other websites

Solely for the convenience to you as a user, this Website contains hyper-links to other external websites that are not maintained by the SRA and whose Terms of Use may differ from those of this Website.  The SRA shall not be responsible for the contents and privacy practices of those external websites and hence shall not be liable for any damages or loss arising from access to those websites. Use of the hyper-links and access to such linked websites are entirely at your own risk. 


Governing Law

These Terms of Use shall be governed and construed in accordance with laws of the Republic of Singapore.